Mountaintop Capital Partners LLC arranges cash-blocked fund structures that keep your money in a client-named bank account while a bank places a temporary administrative hold for a defined purpose. The hold confirms availability of funds, strengthens counterparties’ confidence, and releases automatically when the underlying obligation is met.

What are Cash-Blocked Funds?

Cash-blocked funds are deposits that a bank reserves for a specific transaction. The balance is visible and verifiable, but it cannot be withdrawn or repurposed until agreed conditions are satisfied or the hold expires. Banks use this tool to support letters of credit and guarantees, project finance milestones, proof-of-funds requirements, and other time-bound obligations.

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Where Clients Use Them

• Trade and procurement: provide assurance to suppliers before production or shipment.
• Project finance: evidence equity or contingency reserves to unlock senior debt.
• Bank instruments: support issuance of guarantees or standby letters of credit.
• PPP or institutional programs: demonstrate liquidity to qualified counterparties.
• Escrow alternative: keep funds in your account with clear bank-level controls.

How it Works

• Engage and scope:
  We review your objective, timeline, counterparties, and bank requirements, then recommend an appropriate blocking method and term.
• KYC and documentation:
  You complete compliance checks and provide proof of funds, corporate documents, and a source-of-funds narrative. We coordinate with the bank.
• Bank hold is placed:
  Funds remain in your account. The bank applies a hold or control block for a fixed period and issues written confirmation to named parties.
• Transaction completes:
  On fulfillment of conditions or at maturity, the bank releases the hold and normal account access resumes. Any related instruments are closed.

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Typical Parameters

• Term: 30 to 365 days, extendable by agreement
• Amounts: program minimums vary by bank and use case
• Confirmation: bank letter or authenticated message to designated parties
• Access: view-only during the hold, no transfer or encumbrance

Benefits for Your Transaction

• Credibility with counterparties through verifiable bank confirmation
• Capital control since funds remain in your account at a recognized bank
• Risk mitigation for both buyer and seller, aligned with regulatory standards
• Speed and clarity with documented terms, timelines, and release conditions
• Audit readiness via clear paper trail for lenders, investors, and auditors

Eligibility and Required Documents

• Client Information Sheet and identification for all signers
• Corporate formation documents and board resolution, if applicable
• Recent bank statements and bank confirmation of deposit
• Source-of-funds narrative and AML/KYC forms
• Counterparty details and intended use of the block

Why Mountaintop Capital Partners?

• Tier-1 bank access for credible confirmations and efficient execution
• Wall Street trained team focused on capital preservation and transaction certainty
• Compliance-first approach that satisfies lender, auditor, and regulatory expectations
• Transparent economics with clear documentation and timelines from start to finish

Important notices

Cash-blocked fund arrangements involve counterparty, operational, and timing risks. Terms and availability depend on bank policy and jurisdiction. Returns are not implied. Participation is limited to qualified and accredited clients who pass full KYC and AML review. Independent legal and tax advice is recommended

‍Ready to proceed?‍

Request a confidential consultation to review structure, documentation, and current bank availability.