Mountaintop Capital Partners LLC delivers business lending and project financing for growth, acquisitions and development. We arrange commercial business loans, business acquisition financing and private financing with bank-grade diligence and clear timelines, so you get funding for business with confidence.

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At a Glance

• What we arrange: business lending loans, commercial business loans, project loans and project financing, business capital lending, commercial lending for real estate, commercial construction loan facilities, private financing and growth capital
• Use cases: funding for business expansion, equipment, refinancing, acquisitions, development, working capital
• Sources: banks, credit funds and specialty lenders across finance and banking
• Speed: clear timelines from indications to close with comparables and lender bidding power
• Access: online loan intake with secure online banking document flow and status tracking

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Business Lending Built For Operators

Scale with business lending options that match cash flow and collateral. We structure revolving lines, term finance loans, and funding loans that keep operations moving while protecting liquidity. Expect transparent covenants, predictable payments and a closing plan that fits your calendar.

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Working Capital and Lines of Credit

Improve flexibility with revolving facilities sized to receivables and inventory. Interest accrues only on drawn balances.

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Term Debt for Equipment and Expansion

Fixed or floating structures sized to useful life. Installation, software and soft costs can be included where eligible.

Commercial Lending for Real Estate

Secure debt for acquisition, refinance, bridge and development with institutional certainty. We run the competitive process so you get sharper pricing and cleaner terms across:

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• Commercial lending for real estate on owner-occupied and investment property
• Commercial construction loan programs with interest-only during build and options to convert
• Permanent take-out aligned to stabilized income and DSCR targets

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Business Acquisition Financing

Acquire competitors, roll up regional players or buy out partners with business acquisition financing and business acquisition lending tailored to cash generation and transition plans. We align amortization with integration timelines to reduce execution risk.

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Project Funding and Structured Project Loans

From energy to infrastructure and specialized industrial builds, our project funding, project loans and project financing solutions combine contracted cash flows, collateral packages and third-party reports. We coordinate lenders, counsel and diligence so draws and milestones stay on time.

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Private Financing & Growth Capital

When speed or structure matters, we source private financing and growth capital from credit funds and family offices. Structures include unitranche, mezzanine and preferred solutions that complement senior bank debt and keep total cost of capital competitive.

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Digital Convenience: Online Loan Intake & Online Banking Flow

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Start with a secure digital application. Upload financials, track status and message your deal team inside our encrypted portal. We integrate with your online banking to streamline verifications and payoff letters. Corporate credit card programs and expense controls can be coordinated through partner banks when appropriate.

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Owner Solutions: Personal Loans For Business Needs

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For closely held companies, we can help evaluate personal loans for business when it is the right fit. Compare bank personal loans, personal loan interest rates and reputable options from the best personal lenders, the best online personal loan lender and the best place for personal loans. We present side-by-side offers so you choose with confidence.

Who We Serve

Mid to large companies, developers, sponsors, family offices and fast-growing entrepreneurs. We work across manufacturing, healthcare, logistics, energy, real estate and technology.

Typical Parameters

• Facility sizes from mid six figures into the nine figures
• Terms from 12 months to 10 years, fixed or indexed to Prime, SOFR or Treasuries
• Advance rates based on collateral quality, leverage and documented cash flow

Eligibility

Established entities with verifiable financials or credible project economics. Startups may qualify when supported by contracts, collateral or SBA eligibility.

What You Will Need

• Two years of financial statements and YTD results
• AR and AP agings, debt schedule and organizational documents
• Project budget, timeline, contracts and third-party reports where applicable
• Identification for principals and KYC materials

How We Work

• Discovery:
  Clarify use of proceeds, timing and constraints for banking and loans execution.
• Packaging:
  Prepare a lender-grade data room and circulate to targeted banks and funds in finance and banking.
• Market and Compare:
  Source multiple term sheets, then negotiate pricing and structure across competing lenders.
• Approve and Close:
  Coordinate diligence, appraisals, title, insurance and documentation to a scheduled closing.
• Fund and Support:
  Manage first draws, compliance calendars and ongoing reporting.

Why Mountaintop Capital Partners?

Our team brings Wall Street underwriting discipline to private and bank markets. One application unlocks competing offers and sharper pricing. Information moves through a secure portal with strict KYC and AML controls. You work with a single senior advisor who coordinates lenders, counsel, and reports until proceeds are disbursed.

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• Institutional access across banks, funds and specialty lenders for competitive financing outcomes
• Execution certainty from senior advisors who live the calendar until proceeds are disbursed
• Compliance and privacy with bank-level KYC, AML and secure data handling
• Clarity and speed with comparable options and a single point of contact from start to finish