Mountaintop Capital Partners LLC arranges purchase order financing that covers supplier costs for finished goods so you can fulfill large orders without straining cash. We coordinate approvals, supplier payments, logistics documentation, and take-out with invoice financing once you deliver.

How It Works

We start by validating the end customer order and supplier quote. After KYC and credit checks on all parties, the facility is approved. We fund the supplier directly via wire, LC, or escrow, and can include freight and duties. Goods ship to you or to the end customer per Incoterms. When the invoice is paid, the facility is cleared. If you need faster cash, we pair the PO facility with invoice factoring so you repay at shipment instead of waiting for customer terms.

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Where PO Financing Fits

This solution is ideal when order volume outpaces working capital, seasonal peaks require larger inventories, or a new contract arrives with tight delivery windows. It is commonly used in consumer goods, electronics, industrial components, medical supplies, uniforms and PPE, and public sector supply contracts where performance depends on timely vendor payment.

Eligibility Snapshot

Facilities are available for companies that sell finished, pre-priced goods to creditworthy B2B or B2G buyers with expected gross margins of at least 15 percent. Suppliers must be established and able to document production and shipment. Custom builds with heavy R&D, made-to-measure items, and raw materials are usually ineligible.

What You Will Need

Provide the signed purchase order or contract, supplier pro forma invoice, corporate formation documents, recent bank statements, a customer credit profile, shipping terms, and a simple use-of-funds schedule. For cross-border trades, include import permits, HS codes, and logistics plans.

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Terms and Timing

Facility size depends on order value, margin, and buyer quality. Advances typically cover 80 to 90 percent of landed cost. Fees are expressed as a discount rate per 30 days. Many clients receive approvals within a few business days once documents are complete. Final terms are subject to underwriting.

Why Mountaintop Capital Partners?

Our Wall Street trained team brings multi-bank access and trade finance expertise to each transaction. One application unlocks competitive options, including letters of credit, supplier wires, and invoice take-outs. You get a single senior contact who coordinates lenders, suppliers, freight forwarders, and your end customer from approval to repayment. Information moves through our encrypted portal with strict KYC and AML controls.