Mountaintop Capital Partners LLC finances carriers, brokers, intermodal operators, last-mile providers, and asset-heavy logistics firms. We structure facilities that match route seasonality, contract terms, and equipment lifecycles so you can scale with confidence.

At a Glance

• Facilities: equipment loans and leases, term loans, asset-based lines, fuel and maintenance working capital, contract and freight bill financing, real estate for yards and terminals
• Assets we finance: tractors, box trucks, reefers, day cabs and sleepers, flatbeds, dry vans, chassis, warehouse racking, telematics and safety tech
• Use of proceeds: fleet expansion, replacement cycles, insurance and permits, fuel and driver payroll, shop upgrades, terminal acquisition or buildout

‍

Solutions that Move with Your Business

• ‍Fleet and equipment funding: Fixed-payment loans and leases sized to residual value and duty cycle. Useful for adding routes, replacing aging units, or adopting lower-emission equipment. See Equipment Loans.‍
• Working capital and fuel: Revolving facilities sized to eligible receivables and contracts. Cover fuel, payroll, and maintenance while you wait for shippers and brokers to pay. Consider Bank Lines of Credit for flexible access.‍
• Receivables and freight bill acceleration: Turn delivered loads into immediate cash without disrupting customer relationships. Pair with Accounts Receivable Financing or Invoice Financing.
• Terminals, yards, and cross-docks: Owner-occupied real estate financing for terminals and maintenance facilities. Compare Commercial Real Estate Loans.

Who We Finance

For-hire carriers, dedicated contract carriers, LTL and final mile providers, drayage and intermodal operators, specialized and heavy haul, freight brokers with strong shipper contracts, and private fleets.

Eligibility Snapshot

• US entity with operating authority and active insurance
• Demonstrated route history or contracted volumes
• Clean title and spec sheets for financed equipment
• Reasonable leverage, cash flow, and safety and compliance records
• Final terms subject to underwriting, collateral eligibility, and legal documentation

‍

What You Will Need

• Corporate documents, EIN, ownership chart, IDs for principals
• Two to three years financials and tax returns where available, current interim statements
• Twelve months bank statements and an accounts receivable aging
• Fleet list with VINs, mileage, and maintenance status; vendor quotes for new units
• Major customer list with contracts or lane awards
• Lease or property details if real estate is included
• KYC and AML documentation

Process

• Discovery and sizing aligned to lanes, contract terms, and fleet plan
• Market and term sheets from banks, ABL providers, and specialty transport lenders
• Diligence and approvals including equipment valuations and receivables tests
• Closing and funding with clear draw procedures and reporting cadence

Why Mountaintop Capital Partners?

• Multi-lender access across banks, ABLs, private credit, and specialty transportation funds
• Wall Street trained team that negotiates rates, advance rates, covenants, and maturities
• Single senior point of contact coordinating lender, counsel, title, and filings
• Encrypted client portal, rigorous KYC and AML, transparent economics start to finish