Long Term Notes (LTN)
Long Term Notes are negotiable debt instruments with extended maturities that can be priced, discounted, or monetized to meet project and treasury needs. Mountaintop Capital Partners LLC evaluates authenticity, structures bank-compliant execution, and places qualified LTNs with banks or institutional buyers so clients convert future cash flows into present, deployable capital.
What an Long Term Notes is and How it Works
An LTN represents a long dated promise to pay issued by a sovereign, bank, or corporate and payable at stated coupons or at maturity. When the note is verifiable and freely transferable, it can be sold in the secondary market at a discount or pledged to support financing. Our role is to confirm the paper, align structure with your use of funds, and coordinate settlement so proceeds are received without disrupting your banking relationships or audit trail.

When LTNs Make Sense
LTNs are useful when a balance sheet holds high quality, long maturity paper while near term capital is required for projects, acquisitions, refinancing, or working capital. By converting part of that value now, sponsors avoid fire sales of core assets and match cash flow to milestones. In select cases, LTNs can support credit facilities or collateralize structured solutions alongside other instruments such as MTNs, SBLCs, and BGs.
Documentation and Compliance
Every mandate begins with a full compliance review. We require proof of ownership, current statements from the custodian or paying agent, and verifiable identifiers such as ISIN or CUSIP. Where applicable, we obtain issuer confirmations or paying agent letters and reconcile covenants, transfer restrictions, and governing law. Transactions follow bank KYC and AML standards with secure data exchange. We do not process leased paper, privately created notes that lack market recognition, or instruments that cannot be authenticated.

Our Execution Approach
We start with feasibility and pricing indications based on issuer, tenor, coupon, and market depth. Once structure is agreed, we coordinate with your bank or custodian to confirm control and settlement mechanics. For outright sales, we run a competitive process among qualified counterparties and target best execution on price and timing. For financing, we align advance rates, margining, and covenants to your cash flow and project schedule. Closing documentation is managed end to end, and proceeds are disbursed through regulated channels with clear confirmations for your records.
Why Mountaintop Capital Partners?
Clients choose our team for disciplined underwriting, access to decision makers across Tier-1 banks and credit funds, and a compliance first workflow that protects principal. We keep communication direct and timelines realistic. You work with a senior advisor who manages the process from term sheet to settlement so you can focus on operating results.
Ready to evaluate an LTN mandate
Request a confidential review to confirm eligibility, pricing ranges, and settlement timelines.