Mountaintop Capital Partners LLC finances fashion brands and entertainment ventures with structures that match real cash cycles. We arrange production loans, PO and inventory facilities, receivables financing, equipment funding, and bridge capital so you can create, ship, and promote on time.

At a Glance

• Facility types: production loans, PO financing, inventory and ABL lines, invoice and royalty receivables financing, term loans for equipment and post-production, tour and P&A bridges
• Collateral we underwrite: purchase orders, distribution agreements, confirmed pre-sales, retailer EDI data, tax credits, music and film royalties, approved inventory and receivables
• Use of proceeds: fabric and trims, manufacturing and freight, wardrobe and set builds, post and finishing, marketing and P&A, tour advances, catalog acquisitions

How Our Financing Works

We package a lender-ready file that models cash inflows from retailers, streamers, distributors, and PROs against production and shipping milestones. We verify POs, contracts, incentive awards, and royalty statements, then structure draws to your calendar. Proceeds land in a controlled collection account with a clear recoupment waterfall. When projects or seasons wrap, we refinance to lower-cost debt or release liens so you can roll into the next cycle.

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Apparel Solutions

Seasonal calendars create heavy upfront spend. We pair Purchase Order Financing with Invoice Financing so supplier deposits and freight are covered and liquidity returns when retailers receive. For ongoing needs, we set an ABL or Accounts Receivable Financing line sized to eligible inventory and receivables. Equipment for in-house sampling or digital print can be funded through Equipment Loans. Day-to-day flexibility is available via Bank Lines of Credit.

Entertainment Solutions

For film and television, we arrange production loans secured by distribution contracts, tax incentives, and gap proceeds, with escrow and collection accounts documented to industry standards. Music producers and rights holders can unlock working capital against predictable royalty streams. Touring and live events can use short-dated bridges for advances, production builds, and settlements, then repay from guarantees and box office.

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Eligibility Snapshot

• Operating apparel brand, label, production company, or rights holder with verifiable pipeline
• Executed POs, distribution agreements, incentive awards, or royalty history strengthen the file
• Experienced principals and vendors, credible calendars and budgets, defined exit or takeout
• Final terms subject to underwriting, collateral eligibility tests, and legal documentation

What You Will Need

• Corporate documents, ownership chart, identification for principals
• Season or production budgets, calendars, vendor quotes, and logistics plan
• Purchase orders, distribution contracts, incentive certificates, or royalty statements
• Last 12 months bank statements, recent financials, AR and inventory agings
• Use-of-funds schedule and a simple recoupment waterfall

Why Mountaintop Capital Partners?

• Multi-lender reach across banks, ABLs, private credit, and specialty funds for creative industries
• Wall Street trained team that negotiates rates, advance rates, covenants, and waterfalls
• Single senior point of contact coordinating lenders, counsel, collection accounts, and incentive auditors
• Encrypted portal, rigorous KYC and AML, transparent fees and reporting