Mountaintop Capital Partners structures secure funding lines against eligible bank instruments so you can move from paper value to working capital. Our Wall Street trained team coordinates issuance, verification, and monetization with Tier-1 counterparties for fast, compliant liquidity.

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Eligible Instruments We Arrange

• Bank Guarantees and Standby Letters of Credit
• Bank Drafts and Cash Blocked Funds
• Medium Term Notes and Long Term Notes
• International Bills of Exchange

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How Monetization Works

• Scope and term sheet:
  We define instrument type, face value, tenor, issuing bank, and target advance rate, then align wording to international standards such as URDG 758 or ISP98.
• Compliance review:
  Complete KYC, AML, and sanctions screening. Provide proof of ownership, specimen wording, contract or project use of proceeds, and corporate documents.
• Issuance and transmission:
  The instrument is issued or assigned and transmitted by authenticated SWIFT. MT799 pre-advice may precede SWIFT MT760 delivery. Notes can settle via Euroclear or DTC.
• Bank verification:
  Receiving bank verifies authenticity with the issuer and confirms acceptance of the instrument as collateral.
• Funding:
  We arrange a non-recourse or limited-recourse facility secured by the instrument. Proceeds can be disbursed in one draw or scheduled tranches based on your project plan.
• Servicing and exit:
  We support amendments, extensions, and release at maturity or on refinance.

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Typical Terms

• Advance rate: commonly 45 to 80 percent of face value, subject to bank, tenor, and risk profile
• Tenor: 12 months and one day for many SBLC and BG structures; multi-year for notes
• Pricing: secured facility rates plus closing and SWIFT fees, disclosed upfront
• Timing: funding often within 5 to 12 banking days after compliance and SWIFT delivery

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Use Cases We Support

Project finance, commercial real estate, supply-chain and trade programs, recapitalizations, acquisitions, and bridge liquidity where traditional credit is slow or capacity constrained.

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What You Provide

• Corporate KYC, ownership and officer IDs
• Proof of instrument ownership or bank issuance mandate
• Draft verbiage and issuing bank coordinates
• Project summary and draw schedule
• Board resolutions and legal counsel details for closing

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Why Mountaintop Capital Partners?

• Wall Street precision in structuring, documentation, and counterparty selection
• Direct bank relationships that reduce cycle time and execution risk
• Single point of contact for issuers, beneficiaries, custodians, and counsel
• Transparent economics and secure 256-bit encrypted data exchange
• End-to-end support from first call to final release

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Compliance First

All transactions are subject to KYC, AML, sanctions screening, and the legal requirements of the issuing and receiving jurisdictions. We do not accept bearer instruments or assets from restricted parties. Terms and availability are bank dependent.