Cash-Based Private Placement Programs
Mountaintop Capital Partners LLC connects qualified clients to cash-based private placement programs that are administered through top-tier banks and regulated counterparties. We structure participation so capital stays in a client-controlled account, trading is executed by approved desks, and reporting is delivered on a defined schedule. These programs are designed for capital preservation first, with targeted yield through bank-originated instruments and secondary market buy-sell activity.
For professional, accredited and qualified investors only. This is informational, not an offer or solicitation. All participation is subject to full KYC, AML and suitability review.
What This Program Is
A cash-based private placement program is an institutional trading arrangement where a client’s cash deposit is pledged or otherwise control-blocked at a Tier-1 bank to support the purchase and resale of bank instruments and other eligible notes in the secondary market. Profits are shared according to a pre-agreed contract, while the principal remains at the client’s bank under standard blocking controls for the term of the program.

Key Characteristics
- Client funds remain at a recognized bank in a client-named account, subject to temporary control blocks and compliance checks.
- Trades are executed by approved trading desks that operate within the bank’s policies and applicable regulations.
- Participation, yield targets and tenors are customized to the client’s risk tolerance and liquidity requirements.
- Full transparency on term sheets, trade confirmations and profit distribution schedules.
Who it Fits?
- Family offices, institutional investors and ultra-high-net-worth principals seeking principal-first structures with targeted yield.
- Developers and sponsors who require a predictable cash flow stream to support large project finance plans.
- Corporates with surplus cash that want an alternative to idle deposits while maintaining banking control and audit trails.
Minimums and structures vary by program. Typical entry points begin in the low eight figures. Custom mandates are available for larger deposits.
How Participation Works
- Qualification and intake:
Confidential discussion, preliminary screening and NDA. We outline expected structures, timelines and documentation. - KYC and bank readiness:
Submission of CIS, passport, corporate docs, proof of funds and source-of-funds. A client advisor coordinates bank readiness for control-block or administrative hold. - Term sheet and contracts:
You receive a program term sheet that defines roles, blocking language, trading desk mandates, risk parameters and distribution mechanics. Independent counsel review is encouraged. - Control-block and program start:
Funds remain in your account at a designated bank with a standard compliance block. No transfer of principal unless expressly agreed. Trading desk activities commence. - Reporting and distributions:
Periodic trade statements and profit distributions are made per contract. Principal is released at program maturity or earlier per the agreement.

Why Mountaintop Capital Partners?
- Tier-1 banking relationships that enable program access, documentation efficiency and disciplined execution.
- Institutional structuring by a Wall Street–trained team that prioritizes capital preservation, audit trails and clean compliance.
- Transparent economics with clearly stated fees, expected timelines and reporting.
- End-to-end service from intake and bank coordination through distributions and exit.
Eligibility and Documentation Checklist
- Client Information Sheet and passports for all signers
- Corporate formation documents and board resolutions, if applicable
- Recent bank statements and bank confirmation of deposit
- Source-of-funds narrative and AML attestation
- KYC and compliance forms as required by the executing bank
- NDA and program agreements
Risk, Compliance and Important Notices
Private placement programs involve market, liquidity and counterparty risk. Returns are variable and not guaranteed. Participation is limited to accredited or professional investors who meet suitability and jurisdictional requirements. We do not accept or move client funds. All activities are processed through regulated institutions. Independent legal and tax advice is recommended.
Ready to Explore a Mandate
Speak with our Capital Markets desk to review eligibility, documentation and current program availability.